Covered for all

The credit options for average working Americans aren’t great. If your credit score isn’t above 700, most banks won’t serve you.

We founded Covered to give people a better choice. Using new technology and analytics, we designed Covered for today’s fast-paced lifestyles.

Our products

Covered Care

Covered Credit

255mm American Adults

Top 1%
25mm

"Prime"
92mm

"Non-Prime"
106mm

Poverty Line
32mm

Our exclusive focus: hard-working, credit challenged Americans

Hard-working, but living paycheck to paycheck
Deeply underserverd by traditional banks
Pushed into high-cost, abusive products
Credit history ineffective for underwriting

How we’re different

Fast: We created the easiest and fastest 100% online loan application process with loan decisions in seconds and no paperwork
Innovative: You are more than your score, so we use non-traditional data sources to dertermine credit worthiness and affordability
Flexible: We know “life happens” so we build flexibility and forbearance into all of our lending products
Fair: All at an affordable rate with no hidden fees